Vantage West Credit Union

Online Banking Enrollment

Enrolling in Online Banking is easy - here's how:

  • In the Username box, enter your Vantage West account number.
  • In the Password box, enter your Home Banking Password and select the login button.

If you do not have a Home Banking Password or need assistance, please call 1-520-298-7882 or 1-800-888-7882.


Business loan, commercial loan, fleet vehicle loan

Business Loans

Find a business lending solution that's right for your small business or nonprofit organization!



Submit a Business Loan / Credit Card Request
Then, one of our Business Lending associates will contact you to complete the application process.


Need to speak with someone about a business loan?


Business Loan Types

Business Real Estate/Mortgage Loans - loans that provide the resources to purchase, build, or refinance commercial real estate including office buildings, manufacturing facilities, warehouses and churches

  • Owner Occupied Loans (Business owner must occupy at least 50% of the building space).
  • Construction Loans
  • Fixed and variable rate options with amortizations up to 20 years

Business Installment Loans - fixed rate loans for business purposes with flexible terms up to 84 months

  • Purchase or refinance of equipment
  • Commercial vehicles
  • Debt Restructure
  • Expansion
  • Permanent working capital

Business Lines of Credit - variable rate revolving lines of credit designed to provide business owners access to cash to meet short-term business needs

  • Lines of credit up to $500,000
  • No need to re-apply each time you need access to cash
  • Available Vantage West Credit Union Overdraft Protection for business checking accounts

Procurement Line of Credit - a pre-approved line of credit which allows business owners to qualify today for equipment purchases made within one year

  • Provides the ability to expedite payment for purchases with funds that have been pre-approved
  • Draws made from the pre-approved line reduces the funds available
  • Maximum term of twelve months, then availability permanently expires

Commercial/Business Vehicle Loans - From company cars to commercial trucks and tractors, we can get you financed and back on your way back to the office or your worksite.

  • Take advantage of the same outstanding rates, terms and special additional services we offer all our members.

Small Business Administration (SBA) Loan Programs - As an approved Small Business Administration (SBA) lender, we can offer government guaranteed loans to help qualified businesses obtain financing when they might not be eligible to be funded through traditional lending channels.

SBA Loan proceeds may be used for most sound business purposes, including working capital, machinery/equipment, furniture/fixtures, land/building including purchase, renovation and new construction, leasehold improvements and debt refinancing (under special conditions).

SBA Loan features:

  • Lower down payment requirement
  • Longer repayment terms offered (this means lower monthly payments)
  • Higher loan-to-value ratios allowed (makes qualification easier)
  • Borrow up to 90% of your business financing needs, preserving working capital.
  • Projected income (in addition to historical cash flow) taken into consideration.
  • No balloon payment at the end of the loan
  • Fixed and variable rates offered

SBA Express and Patriot Express Loans are available through Vantage West for up to $350,000 for regular Express and $500,000 for Patriot Express.

Visit the SBA website for a wealth of helpful information and resources, from templates for financial statements, to information on business seminars and special SBA loan programs for women, minorities and start-up companies.

Vantage West Credit Union business loans and lines of credit are not subject to prepayment penalties. All loans subject to credit approval. All pricing and product details are subject to change. Certain restrictions may apply.


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