Overdraft Privilege
 

IMPORTANT NOTICE: On August 15, 2010, Overdraft Privilege was discontinued for ATM and everyday VISA® Debit Card transactions that overdraw your checking account unless you let us know you wanted to keep it by "opting in."

While most people do not overdraw their accounts, many like to have an added layer of protection so they are covered in the event of an emergency.

If you would like more information on how you might be able to "opt in" please contact us.

If you "opted in," but would now like to "opt out," please use this Overdraft Privilege Opt out form. Please note that we will charge you an Overdraft Fee of $15 per item resulting in a negative account balance of $10 or less, and/or $29 per item resulting in a negative account balance of more than $10. We are in the process of updating the "opt out" form," referenced above,  which currently reflects the old fee.

Questions? Please read our Overdraft Privilege Q & As or contact us during regular business hours.