Overdraft Privilege
 

IMPORTANT NOTICE: Effective August 15, 2010, members with Overdraft Privilege (ODP) on their accounts  were required to "opt-in" to let us know if  they wanted to continue receiving this coverage for ATM and everyday VISA® Debit Card transactions that might incidentally overdraw their checking account. On September 1, 2012, additional accountholders whose accounts newly qualified for ODP were also extended an invitation to opt-in to ODP. While most people do not overdraw their accounts, many like to have an added layer of protection so they are covered in the event of an emergency.

Please note that there is an Overdraft Fee of $15 per item resulting in a negative account balance of $10 or less, and/or $32 per item resulting in a negative account balance of more than $10.

If you would like more information on how you might be able to "opt-in" please contact us.

Questions? Please read our Overdraft Privilege Disclosure or  Q & As or contact us during regular business hours.

If you "opted-in," but now would now like to "opt-out," please use this Overdraft Privilege Opt out form.