Upgraded Premium Checking
Account Features
- FREE ID Theft Resolution and Proactive Services¹ - Enjoy access to ID Theft and Fraud Resolution Services, as well as Proactive and Preventative Services for those life events that can compromise your identity.
- Earn dividends on average daily balances of $3,000.
- Earn Rewards Points through the ScoreCard® program for qualifying² VISA® purchases and through Purchase Rewards on qualifying purchases.
- FREE Online Banking with FinanceWorksTM powered by Quicken®
- FREE Online Bill Pay³
- FREE (no annual fee) VISA Debit Card (disclosure 4,5)
- FREE unlimited withdrawals at non-Vantage West ATMs (disclosure 7)
- FREE unlimited use of all Vantage West ATMs
- FREE basic duplicate checks or a $5 discount on upgraded styles and accessories
- FREE Official Checks
- Low minimum balance to open
- No minimum balance requirement
- Discretionary Overdraft Privilege of $750 (disclosure 8)
- No monthly service fee with a $3,000 minimum daily balance, or $25,000 in combined share balances, or $15,000 in combined loan balances, or a First Mortgage Loan
- Open a Premium Checking Account online!
1) Identity Theft Services are provided by Identity Theft 911®, and do not reimburse for any financial losses. Services are available to Vantage West Premium Checking Account (PCA) holders, and anyone living in the PCA holder’s immediate household, including children of the PCA holder through age 23 who are away from home as full-time students. 2) Signature-based transactions. 3) Online Bill Pay is an optional service and subject to approval. IIf no Online Bill Pay activity occurs for 90 days, it will be automatically deactivated. This does not preclude you from re-activating. 4) Subject to approval. 5) Must be 18 years or older. 6) Must be 21 years of age or older, or have a qualified co-signer. Minimum age, even with a co-signer, is 18. 7) Non-Vantage West ATM surcharges and/or international ATM fees may apply. 8) If an overdraft item is paid through the Discretionary Overdraft Privilege program, a fee as disclosed in our fee schedule will be imposed for each overdraft item created by share drafts, ACH, Point-of-Sale, ATM withdrawals, in-person withdrawals, or by other electronic means. A negative balance, including any and all fees, is due and payable upon demand with a maximum repayment period of 30 days. Discretionary Overdraft Privilege is non-contractual and discretionary. It is not a Vantage West Credit Union (VWESTCU) obligation and VWESTCU may refuse to provide the service on any checking account, at any time, and from time to time. Additional information can be found in the Discretionary Overdraft Privilege Disclosure. Subject to change without notice.
ID Theft Resolution Services Powered by: Identity Theft 911®
