Online eChecking
eChecking - Open this account exclusively online and conduct your checking transactions through your PC or other electronic means without ever visiting a branch! Open an eChecking Account!
- No monthly service charge
- No minimum balance requirement and only $20 to open
- FREE unlimited use of all Vantage West ATMs
- No foreign ATM fee*
- Automatic reimbursement of ATM surcharge fees*
- Earn Rewards Points through ScoreCard® and Purchase Rewards for qualifying² VISA® debit (and credit) card purchases
- FREE Online Banking, PhoneBank and Mobile Banking access **
- FREE Online Bill Payment Service
- FREE VISA Checking / Debit Card (4,5)
- FREE Online Statements
- FREE FinanceWorks tracking/budgeting tool
- Discretionary Overdraft Privilege of $500 (7)
Live teller, call center transaction and inquiries other than deposits incur a $3 fee. No traditional check writing allowed (checks will be returned). Must agree to receive eStatements. *No foreign ATM Fees charged by Vantage West and surcharge fees from other institutions reimbursed (up to a specified monthly limit- $6) during months when at least 10 signature based transactions are performed. **No credit union fees.
If eChecking is not for you, consider opening our popular Premium Checking Account online, Here are the account features:
Premium Checking - If you like perks, this checking account is for you! Open a Premium Checking Account!
- FREE ID Theft Resolution and Proactive Services¹
- Earn dividends on average daily balances of $3,000
- FREE basic duplicate checks or a $5 discount on upgraded styles and accessories
- FREE Official Checks
- No monthly service charge*
- No minimum balance requirement and only $20 to open
- FREE unlimited use of all Vantage West ATMs
- FREE unlimited withdrawals at non-Vantage West ATMs (6)
- Earn Rewards Points through ScoreCard® and Purchase Rewards for qualifying² VISA® debit (and credit) card purchases
- FREE Online Banking, PhoneBank and Mobile Banking account access (no credit union fees)
- FREE Online Bill Payment³
- FREE VISA Checking / Debit Card (4,5)
- FREE FinanceWorks tracking/budgeting tool
- Discretionary Overdraft Privilege of $750 (7)
*No monthly service fee with a $3,000 minimum daily balance, or $25,000 in combined share balances, or $15,000 in combined loan balances, or a First Mortgage Loan. Otherwise, there is a $6 monthly service fee.
1) Identity Theft Services are provided by Identity Theft 911®, and do not reimburse for any financial losses. 2) Signature-based transactions. 3) Online Bill Payment is an optional service and subject to approval. 4) Subject to approval. 5) Must be 18 years or older. 6) Non-Vantage West ATM surcharges and/or international ATM fees may apply. 7) If an overdraft item is paid through the Discretionary Overdraft Privilege program, a fee will be imposed for each overdraft item created by share drafts, ACH, Point-of-Sale, ATM withdrawals, in-person withdrawals, or by other electronic means. A negative balance, including any and all fees, is due and payable upon demand with a maximum repayment period of 30 days. Discretionary Overdraft Privilege is non-contractual and discretionary. It is not a Vantage West Credit Union (VWESTCU) obligation and VWESTCU may refuse to provide the service on any checking account, at any time, and from time to time. Additional information can be found in the Discretionary Overdraft Privilege Disclosure. Subject to change without notice.
ID Theft Resolution Services Powered by: Identity Theft 911® 
