Vantage West Credit Union

Online Banking Enrollment

Enrolling in Online Banking is easy - here's how:

  • In the Username box, enter your Vantage West account number.
  • In the Password box, enter your Home Banking Password and select the login button.

If you do not have a Home Banking Password or need assistance, please call 1-520-298-7882 or 1-800-888-7882.

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Online eAccounts

Open an eAccount

Open an Online eAccount today, and manage it from the privacy and security of your own computer! Not yet a member? No problem! You'll be asked to complete a simple eligibility form before you begin.

eSavings Options

Regular Share Account (RSA) - A basic dividend-earning savings account that represents your "membership share" in the credit union. Open Regular Share Online!

  • No monthly service charge
  • Available funds are immediately accessible
  • Low $5 minimum balance requirement
  • FREE* Online Banking, PhoneBank and Mobile Banking account access
  • FREE unlimited deposits and withdrawals when made at Vantage West ATMs
  • May be used as overdraft protection

Premium Share Account (PSA) - An account that works the same way as a Money Market, returning higher dividends than a Regular Share Account, with tiered rates for savers willing to commit greater balances to savings. Open Premium Share Online!

  • No monthly service charge
  • Available funds are immediately accessible
  • Low $500 minimum balance requirement to open and maintain an account
  • FREE* Online Banking, PhoneBank and Mobile Banking Account Access
  • FREE unlimited deposits and withdrawals when made at Vantage West ATMs
  • Write up to six checks per month

eShare Certificate - A secure way to invest for a specified term and achieve higher earnings than you would in a savings account. Our eShare Certificates typically offer higher dividends because they are opened online! Open an eShare Certificate Online!

  • Select your term: 5 months, 10 months or 15 months
  • Rates vary depending on term and balance.
  • FREE* Online Banking, PhoneBank and Mobile Banking account access
  • No monthly service charge
  • Low minimum deposit of $1,000
  • Monthly dividends can be compounded or transferred to another share account

*no credit union fees

eChecking Options

eChecking - Open this account exclusively online and conduct your checking transactions through your PC or other electronic means without ever visiting a branch! Open an eChecking Account!

  • No monthly service charge
  • No minimum balance requirement and only $20 to open
  • FREE ATM transactions at any Vantage West ATM location
  • No foreign ATM fee*
  • Automatic reimbursement of ATM surcharge fees*
  • Earn Rewards Points through ScoreCard® for qualifying² VISA® debit card purchases
  • FREE Online Banking, PhoneBank and Mobile Banking access**
  • FREE Online Bill Payment Service
  • FREE VISA Checking/Debit card
  • FREE Online Statements
  • FREE FinanceWorks tracking/budgeting tool
  • FREE Basic checks (first order only)
  • Discretionary Overdraft Privilege of $500 (7)

Live teller, call center transaction and inquiries other than deposits incur a $3 fee. Must agree to receive eStatements. *No foreign ATM Fees charged by Vantage West and surcharge fees from other institutions reimbursed (up to a specified monthly limit- $6) during months when at least 10 signature based transactions are performed. **No credit union fees.

Premium Checking - If you like perks, this checking account is for you! Open a Premium Checking Account!

  • No monthly service charge*
  • FREE ID Theft Resolution and Proactive Services¹
  • Earn dividends on average daily balances of $3,000
  • Earn Rewards Points through ScoreCard® for qualifying² VISA® debit card purchases
  • FREE Online Banking, PhoneBank and Mobile Banking account access (no credit union fees)
  • FREE Online Bill Payment³
  • FREE VISA Checking / Debit Card (4,5)
  • FREE unlimited withdrawals at non-Vantage West ATMs(6)
  • FREE unlimited use of all Vantage West ATMs
  • FREE basic duplicate checks or a $5 discount on upgraded styles and accessories
  • FREE Official Checks
  • No minimum balance requirement and only $20 to open
  • Discretionary Overdraft Privilege of $750 (7)
  • FREE FinanceWorks tracking/budgeting tool

*No monthly service fee with a $3,000 minimum daily balance, or $25,000 in combined share balances, or $15,000 in combined loan balances, or a First Mortgage Loan

1) Identity Theft Services are provided by Identity Theft 911®, and do not reimburse for any financial losses. 2) Signature-based transactions. 3) Online Bill Payment is an optional service and subject to approval. 4) Subject to approval. 5) Must be 18 years or older. 6) Non-Vantage West ATM surcharges and/or international ATM fees may apply. 7) If an overdraft item is paid through the Discretionary Overdraft Privilege program, a fee will be imposed for each overdraft item created by share drafts, ACH, Point-of-Sale, ATM withdrawals, in-person withdrawals, or by other electronic means. A negative balance, including any and all fees, is due and payable upon demand with a maximum repayment period of 30 days. Discretionary Overdraft Privilege is non-contractual and discretionary. It is not a Vantage West Credit Union (VWESTCU) obligation and VWESTCU may refuse to provide the service on any checking account, at any time, and from time to time. Additional information can be found in the Discretionary Overdraft Privilege Disclosure. Subject to change without notice.

ID Theft Resolution Services Powered by: Identity Theft 911® Identity Theft 911



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