Vantage West Credit Union

Online Banking Enrollment

Enrolling in Online Banking is easy - here's how:

  • In the Username box, enter your Vantage West account number.
  • In the Password box, enter your Home Banking Password and select the login button.

If you do not have a Home Banking Password or need assistance, please call 1-520-298-7882 or 1-800-888-7882.

Close


Savings accounts for all

Savings Accounts to help you save for lifetime priorities!

Get competitive dividend rates, low fees and peace of mind from knowing your accounts are NCUA insured, plus, get three FREE official checks per month with balances equal or greater than $10,000.

Download the Savings & Checking Accounts Brochure

  • Regular Share 
    A basic dividend-earning savings account.
     
  • Premium Share (Money Market)
    Returns higher dividends than a Regular Share Account, with tiered rates, to savers willing to commit greater balances to savings.
     
  • Share Certificate
    A secure way to invest for a specified term and achieve higher earnings than you would in a savings account
     
  • Jump-Up! Share Certificate
    A secure way to invest for a specified term and achieve higher earnings than you would in a savings account
     
  • Individual Retirement Account 
    A special savings plan authorized by the Federal Government to help you accumulate funds for your retirement. This account type is available to individuals who have earned income within the established guidelines.
     
  • Coverdell Education Savings Account
    A high yield account set up for the purpose of saving for higher learning expenses for a designated beneficiary under the age of 18
     
  • Super Saver Club for Kids
    A youth savings program for children up to 12 years old

     

Savings Account Details

Regular Share Account
A basic dividend-earning savings account that represents your "membership share" in the credit union.

  • Immediate access to your available funds
  • No monthly service charge
  • Low $5 minimum balance requirement
  • FREE Online Banking and PhoneBank Account Access
  • FREE unlimited deposits and withdrawals when made at Vantage West ATMs
  • May be used as overdraft protection

     

Premium Share Account (Money Market)
An account that returns higher dividends than a Regular Share Account, with tiered rates, to savers willing to commit greater balances to savings.

  • Immediate access to your available funds
  • No monthly service charge
  • Low $500 minimum balance requirement to open and maintain an account
  • FREE Online Banking and PhoneBank Account Access
  • FREE unlimited deposits and withdrawals when made at Vantage West ATMs
  • Write up to six checks per month

     

Share Certificate
A secure way to invest for a specified term and achieve higher earnings than you would in a savings account.
>> NEW Check out our limited-time share certificate promotion!

  • Select your term from 6 months to 5 years. Rates vary depending on term and balance
  • FREE Online Banking and PhoneBank Account Access
  • No monthly service charge
  • Low minimum deposit of $1,000
  • Monthly dividends can be compounded or transferred to another share account
  • Rates are tiered and vary depending on term and balance
  • Early withdrawal penalties may apply. Other restrictions, conditions and fees may apply and may reduce earnings. 

     

Jump-Up Share Certificate
If the rate goes up, you go with it. A secure way to invest for a specified term and achieve higher earnings than you would in a savings account.

  • Select your term: 18-months, 24-months, or 36-months.
  • FREE Online Banking and PhoneBank Account Access
  • No monthly service charge
  • Low minimum deposit of $1,000 to open 
  • Monthly dividends can be compounded or transferred to another share account
  • Rates are tiered and vary depending on term and balance
  • Early withdrawal penalties may apply. Other restrictions, conditions and fees may apply and may reduce earnings. 
  • You can "jump up," to a higher rate once, at any time, during the certificate's term.

     

Individual Retirement Account (IRA)*
A special savings plan authorized by the Federal Government to help you accumulate funds for your retirement. This account type is available to individuals who have earned income within the established guidelines.

  • Minimum opening balance of $50
  • Traditional and Roth IRAs available
  • 18-month and 3-year IRA Share Certificates available, with automatic rollover at maturity at the current rate
  • Contributions to Traditional IRAs may be tax deductible*
  • Combined Traditional IRA and Roth IRA balances are NCUA insured up to $250,000 (separately from other accounts)

     

Coverdell Education Savings Account*
A high yield account set up for the purpose of saving for higher learning expenses for a designated beneficiary under the age of 18.

  • Minimum opening balance is $50
  • No maturity date, or limits on transaction frequency
  • Must be set up with the legal guardian of a minor
  • No minimum investment periods, like term certificates
  • Withdrawals are tax free when used for educational expenses
  • Funds can be transferred at any time to a qualifying family member under 30 years old
  • Contributions and withdrawals are subject to government rules and regulations

     

Super Saver Club for Kids
A youth savings program for children up to 12 years old.

  • A parent or legal guardian opens the account as a joint owner
  • Low $5 minimum balance requirement
  • Kids earn fun rewards for achieving different savings levels. For more details and other cool kids stuff, visit our Kids' Page.

*Consult your tax advisor about IRA and Coverdell Education Savings Account eligibility, contribution qualifications, and early withdrawal penalties. Maintenance fees may apply.

Helpful Tip: Set up automatic transfers or direct deposit to help you build your savings and manage your finances. Ask any Vantage West team member for assistance in setting it up.


 
 


Online BankingLogin to Online Banking