Personal Credit Cards

"Because the sale ends today and payday is next Friday..."

Visa®’s multiple layers of security provide cardholders with an extraordinary level of protection so they can feel confident no matter how they use their Visa card. Learn more about Verified by Visa. Take advantage of rates as low as 8.25% APR.**

Visa Classic, Gold,  or Platinum credit card benefits:

• Lines of credit from $500 - $20,000
• No cash advance fees
• No balance transfer fee - consolidate your higher interest bills!
• Access cash at Visa ATMs worldwide, anywhere you see a Visa or PLUS logo*
• Can be used as overdraft protection
• Access your line of credit with Visa checks
• Transfer funds to or from your Visa to other accounts with Online Banking
• No annual fee on Platinum or Gold cards
• Low $25 annual fee on Classic cards
• Earn Rewards Points through the ScoreCard® program for qualifying Visa purchases
• No application fee

Share Secured Visa  |  A great way to build or rebuild your credit

• Use monies in your share account to "pledge" a Visa Credit Card
• Monies are placed "on hold" as security until the line is closed
• Access cash at Visa ATMs worldwide, anywhere you see a Visa or PLUS logo*
• No fee cash advances anywhere you see a Visa or PLUS logo
• Lines of credit from $500
• No cash advance fee
• No annual fee on Platinum or Gold cards
• Low annual fee on Classic cards
• No application fee

Terms and Conditions

• Truth in Lending (TIL) Regulation Z Disclosure
• Truth-In-Lending Terms & Definitions
• Fair Credit Reporting Act
• Report your card lost or stolen
• Protect your credit with DebtGuard
• Current Rates
• Order Free Credit Report 

 *VISA card holders with international transactions (such as US Dollar online purchases from a foreign country or transactions enacted in a foreign country) will be charged, by Visa, an International Service Assessment (ISA), which is currently 1.0% for multi-currency transactions and 0.8% for single currency transactions. Loans subject to approval.
**Annual Percentage Rate (APR) may change. Loan subject to approval. Card type and APR based on creditworthiness. Certain restrictions may apply.