Home Equity :: Loans & Credit Cards :: Personal Banking

Home Equity

The smart way to make home improvements, pay for college tuition, or consolidate your higher-interest bills. Pay no origination fees*. Plus, your interest may be tax deductible.**

Home Equity Loan - Borrow one lump sum at a fixed rate and a set repayment term.

Loans up to 85% Loan-to-Value...because your house has value
Pay no points, application fee or closing costs*
Owner-occupied, site built
Owner-occupied manufactured home
Property must be located in Arizona
Maximum term 15 years
Minimum loan amount $10,000
Property subject to eligibility requirements

Home Equity Refinance - Already have a home equity loan somewhere else? Refinancing it with Vantage West may lower your monthly payment! Ask us for a free consultation.

Home Equity Line of Credit - Get flexible access up to your approved variable line of credit amount. Draw on your home equity line of credit whenever you choose, for whatever you want.

Pay no points, application fee or closing costs*
Owner-occupied, site built
Owner-occupied manufactured home
Property must be located in Arizona
Property subject to eligibility requirements
Credit lines from $10,000
Available as an overdraft protection source
Access funds at any branch, through loan drafts, or with a Home Equity VISA® Gold Card
Transfer funds via PhoneBank or Online Banking

*Loan must remain open for a min. of 2 years to avoid repayment of origination fees.
**Consult a tax advisor for tax deductibility guidelines
***Loans subject to approval. APR may vary with LTV ratio and is based on creditworthiness. Certain restrictions may apply. Always consult a tax advisor regarding the deductibility of interest. Rates subject to change. NMLS # 485751

Online Banking Enrollment

Home Equity